Denied claims
Denied or cut off? There is still a way forward
Insurers deny claims for reasons that sound final: the injury wasn't work related, the report came too late, your doctor disagrees. Many of those reasons can be tested at a hearing.
A denial letter gives you a short window to ask for a hearing. If that window closes, you can lose the claim without anyone hearing your side. Bring us the letter the day it arrives, even if you plan to think it over.
We request the hearing, collect your medical records and witness statements, and prepare you for what the judge will ask.
Bring us
The denial or cut-off letter
Medical records and work notes
Pay stubs from before the injury
Names of anyone who saw it happen
What a hearing path looks like
- 01
Step 1: We file the hearing request
The first thing we do, before the deadline written in your letter.
- 02
Step 2: We gather the proof
Medical records, your doctor's opinion, pay history and witnesses.
- 03
Step 3: We talk settlement
Many cases resolve at mediation. You decide, and we explain what each offer means.
- 04
Step 4: The hearing
A judge hears from you, your doctor and the insurer, then decides.
Before you appeal
How long do I have to appeal?
Not long, and it varies by state: sometimes only weeks from the date on the letter. Don't wait to find out.
The insurance company's doctor says I'm fine. Now what?
Their doctor's opinion is one piece of evidence, not the last word. Your own doctor's records and a second opinion count too.
Will I have to go to court?
Most hearings are before a judge at an administrative office, not a jury trial, and many cases resolve earlier. We tell you what to expect before each date.
Bring us the letter
A photo of it is enough to see how much time you have.